Canada income tax calculator
2026 federal & provincial · CPP · EI · marginal rate · take-home pay
ON
BC
AB
QC
MB
SK
NS
NB
PE
NL
YT
NT
NU
Estimates only — based on 2026 federal and provincial rates. Does not account for all credits, deductions or special circumstances. Consult a tax professional for your actual return. Not applicable for Quebec residents for provincial portion (Quebec files separately).
Canada tax guide 2026
Federal tax brackets
Up to $57,37515%
$57,376 – $114,75020.5%
$114,751 – $158,51926%
$158,520 – $220,00029%
Over $220,00033%
Basic personal amount: $16,129 (federal, 2026 est.)
CPP & EI rates 2026
CPP rate (employee)5.95%
CPP max contribution$4,034
EI rate (employee)1.66%
EI max insurable$65,700
EI max annual premium$1,091
Self-employed CPP11.9%
Top combined marginal rates
Newfoundland54.80%
Nova Scotia54.00%
Ontario53.53%
BC53.50%
Quebec53.31%
New Brunswick52.50%
PEI51.37%
Manitoba50.40%
Alberta48.00%
Saskatchewan47.50%
Top rates apply to income over $220,000.
RRSP tips
RRSP contributions reduce your taxable income dollar for dollar. The 2026 contribution limit is 18% of your 2025 earned income, up to $32,490. Contributing before March 3, 2026 applies to your 2025 return.
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